Iron Money is a simple and innovative program that makes it easy to manage finances – and can save you both time and money. The application has a simple interface that allows one to easily input financial data.
One advantage of this is keeping track of or syncing bank account information. The application has an upload feature that allows you to input your bank files. Alternatively, you can manually key in financial data. This helps in keeping abreast of your account status and records without having to revert to bank statements. The application also has a summary feature that summarizes your financial data in tabular and graphical format.
Another great feature of Iron Money is the transaction category feature. Having a plethora of transactions without any way of differentiating between them presents a problem, which is especially the case with bank statements. However, this is easily solved with this feature. The application makes it possible to simply define categories and add transactions under each category in a searchable database. A summary of each category is available and this makes it easy to search and track particular transactions.
The search capability of Iron Money makes it extremely useful for people who need transaction histories at the drop of a dime. This also makes it appropriate when filling expense reports and even when carrying out budget reviews. This is in addition to the summary feature that can give you a rundown of all your income, spending and transfers. The application will even calculate total net-worth and show it on a graph plotted over time.
Iron Money is every person’s answer to tracking transactions. The application is available on web and mobile web and has an application compatible with the iPhone, iPad and iPod Touch.
Image: Iron Money
Pageonce is America’s largest personal finance application developer for smart phones. Their Personal Finance application works on the iPhone to keep track of the owner’s online accounts. Banking and brokerage accounts, credit cards, movie rentals, Amazon and eBay can all be accessed without the need of a desktop or laptop computer.
Personal Finance allows the owner to monitor all their online accounts while they travel for business or pleasure. It even tracks travel schedules and frequent flyer miles programs. Account activity alerts can be set up to notify iPhone owners of low balances or large transactions. Credit card transaction can be followed in real time. This is a great tool to convert waiting times between flights into a period where productive financial management is possible. Closer reviewing of business expenses can also protect the cardholder from the embarrassment of having a transaction declined when entertaining prospective or current customers.
Personal Finance accesses online bill payment services on the go. Business travelers can review and update any payment done online with their iPhone. For people on extended trips this allows timely payment of bills and the ability to verify that payments are completed. This gives business travelers peace of mind about their personal finances which allows them to better focus on the the goals of their trip.
Personal Finance also provides identify theft protection for owners. The ability to track credit card and bank account transactions allows prompt detection of possible fraud and a quick correction. With the account alert capabilities, suspect transactions can be detected before a routine check of accounts, decreasing the time needed to prevent further unauthorized transactions. This really can save spent time, especially when it comes to discussing the case with card issuers and law enforcement.
Image: Pageonce, Inc.